Fuel Your Business Growth — Your Way
Quick, hassle-free financing tailored to your needs
Recognized as “Best for Short-Term Loans” by industry experts.
Trusted Small Business Financing with Ultra Funding
We're Here to support Your Growth
As a direct funder with in-house underwriters and fully managed capital, we streamline the funding process to ensure a smooth and efficient experience. Our same-day approvals, experienced underwriters, and flexible terms offer a level of service that sets us apart in the industry.
Above all, we prioritize building long-term relationships with our clients. Your success is our success, and we’re committed to providing not only the capital you need but also the expertise and personalized service you deserve.
We look forward to supporting your business with reliable funding and dedicated customer service.
We're Here to support Your Growth
As a direct funder with in-house underwriters and fully managed capital, we streamline the funding process to ensure a smooth and efficient experience. Our same-day approvals, experienced underwriters, and flexible terms offer a level of service that sets us apart in the industry.
Above all, we prioritize building long-term relationships with our clients. Your success is our success, and we’re committed to providing not only the capital you need but also the expertise and personalized service you deserve.
We look forward to supporting your business with reliable funding and dedicated customer service.
Funding Solutions You Can Rely On, Tailored for Your Needs
Merchant Cash Advance
Fast financing, funding in as little as two hours.”
- Funding limits from $20,000 – $250,000
- Up to 50% leverage
- Any second-plus position MCA funding
- Funding any industry
OnDeck Line of Credit
A revolving credit line you can draw from 24/7 to receive funds within seconds.*
- Credit limits from $6K – $100K
- Flexible repayment terms of 12, 18 or 24 months
- Great for keeping funds on hand
OnDeck Term Loan
A one-time lump sum of cash with an eventual option to apply for more.
- Loan amounts from $5K – $250K
- Repayment terms up to 24 months
- Great for larger investments in your business
10-Minute
application process and fast funding
$15 Billion
delivered to U.S. businesses
A+ Rating
with the Better Business Bureau
See why business owners choose us.
Easy process
You can work with OnDeck directly from application to funding, without going through a third party.
Fast funding
Lines of credit can fund instantly.* Term loans can fund the same day.†
No hard credit pulls
Check your eligibility without affecting your credit score.
What can you do with funding from OnDeck?
Enjoy the benefits of working directly with OnDeck. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.
- Purchase inventory
- Cover payroll
- Expand or renovate
- Launch marketing campaigns
- Purchase inventory
- Cover payroll
- Expand or renovate
- Launch marketing campaigns
Funding that moves at your speed.
Complete the application.
Our streamlined process is designed to be completed in just minutes.
Get a decision.
Work with an expert loan advisor to choose the best option for you.
Receive your funds.
Sign your contract and get funds as soon as the same day.†
Are we a match? Check our minimum requirements.**
1 Year
in business
625
personal FICO® score
$100K
business annual revenue
Business
checking account
We’re fluent in small business — and ready to take your call.
You don’t need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.
(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET
